⏳ Long-term tax D-day

⏳ US stock tax check

See how many days are left until long-term rates

Enter your buy date and unrealized gain to see days left until long-term treatment on US stocks and a rough tax-saving estimate in seconds.

Buy date Uses the common US long-term threshold of 1 year + 1 day after purchase.

Unrealized gain (optional) Add your current gain to estimate the tax gap between short-term and long-term treatment. Assumed short-term tax rate (%) Simple estimate input. Long-term is compared against a 15% rate.

Until long-term --

We calculate the long-term threshold from your buy date.

Eligible date -- Your current holding days appear here.

Estimated tax saved -- Enter a gain to see the difference.

This screen is a quick rule-of-thumb for US stocks. It simplifies the long-term holding threshold (more than one year) and does not account for personal situations, state taxes, or filing details. Double-check major sell decisions with a tax professional.